The book, Everyday Greatness is a collection of inspirational stories which were originally published in Readers Digest. Each story is followed by insights and ocmmentary from Stephen Covey.
Each of the seven chapters is finished by a series of quotes relating to that area. The seven sections include Searching for Meaning, Taking Charge, Starting Within, Creating the Dream, Teaming with Others, Overcoming Adversity and Blending the Pieces.
It may be intimidating once you see the size of the book of over 400 pages but once you start reading each section, it is difficult to put it down.
I highly recommend reading Everyday Greatness. Since the book consists of a series of short stories it is a great book to read whenevery you have a few minutes to spare. Each story is separate so you don't have to read it in a short amount of time so you remember what's going on like in most books where the whole book is one story.
The stories included have been written by a number of different people from various professions and walks of life. Some of the authors are Walt Disney, Ed McMahon and Maya Angelou.
Following is a link for more information on Everyday Greatness
http://www.thomasnelson.com/consumer/product_detail.asp?sku=9781401602413&title=Everyday Greatness&authors=Stephen-R.-Covey-David-K.-Hatch
Tuesday, August 11, 2009
Sunday, August 9, 2009
It's Not What you Earn, It's What You Spend!
If you track all the money you spend each day for a week, or even for a month to see what you really spend your money on. When you look at the results, you can decide which expenses you may be able to eliminate.
It is surprising how "small" expenses to add up.
If someone makes a lot of money but spends most of it, they are no better off than someone that makes a lot less.
It is surprising how "small" expenses to add up.
If someone makes a lot of money but spends most of it, they are no better off than someone that makes a lot less.
Thursday, August 6, 2009
Deal at Hornbachers this week
In this week's Hornbachers flier there is a deal that if you buy $30 or mor of participating General Mills and Unilever products you will get a coupon for $15 off your next shopping trip.
The sale is until next wed 8/12.
Most of the items included in the offer are also on sale. Some items included are General Mills cereals, Betty Crocker muffin mixes and cookie mixes, Knorr side dishes, Progresso soup, Suave hairspray, mousse, gel and body wash.
There are almost 30 different items to choose from.
If they are items you would be buying anyways, with getting $15 back plus items being on sale, you save over 1/2 price what you would have paid other wise.
The sale is until next wed 8/12.
Most of the items included in the offer are also on sale. Some items included are General Mills cereals, Betty Crocker muffin mixes and cookie mixes, Knorr side dishes, Progresso soup, Suave hairspray, mousse, gel and body wash.
There are almost 30 different items to choose from.
If they are items you would be buying anyways, with getting $15 back plus items being on sale, you save over 1/2 price what you would have paid other wise.
Monday, August 3, 2009
New Business
I am starting a Money Coaching business. For several years it has been a passion of mine to learn about saving and managing money. Now I want to have the opportunity to share what I have learned with others. I feel it is also important to teach children about managing financial matters.
my website is In the Black
It is not about how much you EARN but how much you SPEND!! It is also important to take a chance to track your expenses so you know where your money is going and possibly what expenses you don't need to make in the future.
my website is In the Black
It is not about how much you EARN but how much you SPEND!! It is also important to take a chance to track your expenses so you know where your money is going and possibly what expenses you don't need to make in the future.
Saturday, August 1, 2009
The Secret to Saving Money
Following is an article by Dave Ramsey about the Secret to Saving Money. It has to be an emotional decision. No matter how much money you make it will not make a difference until you make a decision to save money
Saving money is not a matter of math.
You will not save money when you get that next raise. You will not save money when that car is paid off. You will not save money when the kids are grown. You will only save money when it becomes an emotional priority.
We all know we need to save, but most people don't save like they know they need to save. Why? Because they have competing goals. The goal to save isn't a high enough priority to delay that purchase of the pizza, DVD player, new computer or china cabinet. So we purchase, buy, consume all our dollars away or, worse yet, go into debt to buy these things. That debt means monthly payments that control our paychecks and make us say things like, "We just don't make enough to save any money!" Wrong, wrong, wrong! We do make enough to save money; we just aren't willing to quit spoiling ourselves with our little projects or pleasures to have enough left to save. I don't care what you make—you can save money. It just has to become a big enough priority to you.
If a doctor told you that your child was dying and could only be saved with a $15,000 operation that your insurance would not cover and could only be performed nine months from today, could you save $15,000? Yes! Of course you could! You would sell things, you would stop any spending that wasn't required to survive, and you would take two extra jobs. For that short nine months, you would become a saving madman (or madwoman). You would give up virtually anything to accomplish that $15,000 goal. Saving would become a priority.
The secret to saving? Focused emotion. The secret to saving money is to make it a priority, and that is done only when you get some healthy anger or fear and then focus that emotion on your personal decisions. Harnessing that emotion will make you move yourself to the top of your creditor list. Ask yourself, "Which bill is the most important?
Saving money is not a matter of math.
You will not save money when you get that next raise. You will not save money when that car is paid off. You will not save money when the kids are grown. You will only save money when it becomes an emotional priority.
We all know we need to save, but most people don't save like they know they need to save. Why? Because they have competing goals. The goal to save isn't a high enough priority to delay that purchase of the pizza, DVD player, new computer or china cabinet. So we purchase, buy, consume all our dollars away or, worse yet, go into debt to buy these things. That debt means monthly payments that control our paychecks and make us say things like, "We just don't make enough to save any money!" Wrong, wrong, wrong! We do make enough to save money; we just aren't willing to quit spoiling ourselves with our little projects or pleasures to have enough left to save. I don't care what you make—you can save money. It just has to become a big enough priority to you.
If a doctor told you that your child was dying and could only be saved with a $15,000 operation that your insurance would not cover and could only be performed nine months from today, could you save $15,000? Yes! Of course you could! You would sell things, you would stop any spending that wasn't required to survive, and you would take two extra jobs. For that short nine months, you would become a saving madman (or madwoman). You would give up virtually anything to accomplish that $15,000 goal. Saving would become a priority.
The secret to saving? Focused emotion. The secret to saving money is to make it a priority, and that is done only when you get some healthy anger or fear and then focus that emotion on your personal decisions. Harnessing that emotion will make you move yourself to the top of your creditor list. Ask yourself, "Which bill is the most important?
Friday, July 31, 2009
Wednesday, July 29, 2009
Online games to teach kids about Money management
Check out /The Great Piggy Bank Adventures, online games produced by Disney and T. Rowe Price to help teach kids about money management. /HERE> is an article about it. If you have kids that already play online games, they may really enjoy these and learn something at the same time!
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