Monday, November 30, 2009


Two of the most popular topics in our lives are saving money and losing weight. There are similiarities between the two. Both are hard for some people to do. Saving money you have to watch the dollars you spend and to lose weight you have to watch the calories you eat.

Also, with both if you start with small steps and keep going you can make a big difference. If you watch what you eat and end up eating less, you may be able to save money. Saving money and losing weight are both habits that need to be tackled.

Monday, November 23, 2009

Review of The Power of Respect

Review of The Power of Respect, by Deborah Norville
By Nancy Kvamme
One statement on the book’s jacket is, “The respect you give to others is vital to success in every area of your life”. I have also read Deborah’s previous book, “Thank You Power”. The Power of Respect is a great followup to Thank You Power. The book reminds us the importance of being respectful.
Showing respect costs nothing but the rewards are priceless. Being respectful can help you be more successful in every aspect of your life. In your home life it can result in a stronger marriage, more polite children and healthier family dynamics. In the business world, results can be happier and more satisfied employees, lower employee turnover and higher sales. On a personal level it can result in higher self confidence, closer friendships and higher standing in the community.
Deborah includes both scientific research and real life stories to show the importance of respect.
The Power of Respect is an easy read and at 190 pages should not take long to read. The way it is written it can be read at various stages so it is convenient to read if you have scattered periods available to read.
Like many other things, respect is one thing that is not being passed on to the next generation. I think the book is a great reminder of the importance of showing respect and shows easy ways to keep it alive.

Product Details
Format: Jacketed Hardcover
Trim Size: 5.50 x 8.30 x 1
Page Count: 224
Retail Price: $19.99 ISBN: 0785227601
ISBN-13: 9780785227601

I am a Book Review Blogger for Thomas Nelson Publishers. The only compensation I recived for this review is a copy of "The Power of Respect" book.

Sunday, November 15, 2009

Free Ebook - Finding Deals

Here is a link for an E Book I wrote about deals in the Fargo Moorhead area. You can also use the ideas in the book for other areas. Finding Deals E Book

Saturday, November 14, 2009

Taste of Home Cookbooks on Sale for $5

Here’s a gift idea for those on your gift list that love to cook. Taste of Home has 20 of their cookbooks on sale for $5 only. These books usually sell for $24.90 so this is a good value. If you spend $20 or more in your order you can get free shipping when you use the code LST02 at checkout.

$10 off $10 JCPenney purchase

Heres a promo code good for $10 off any online JCP purchase of $10 or more, enter the code GR8VALUE at checkout. You'll get the $10 discount if your subtotal was at least $10.

Friday, November 13, 2009

50% off Dave Ramsey products

One of the financial experts I follow is Dave Ramsey. There is a sale of 50% off his products at Dave Ramsey

He has the book, The Total Money Makeover and other books, cds and kids program and books.

Become Aware of What You're Spending

Most people aren't aware of what they really spend in a month. If you've never tracked your expenses, start by writing down all of your normal fixed monthly expenses such as your mortgage or rent, your car payment, any other installment or loan payments, insurance biils, cable bill, Internet provider, health club and so on. Then go back over the last 6 to 12 months and calculate average monthly expenses that fluctuate - utlities, phone bills, food bills, clothing expenditures, auto maintenance, medical expenses and so on.

Finally, keep a record for 1 month of everything you spend money on during that month, no matter how big or small - from gas for your car to coffee at Starbucks. Add up everything at the end of the month so taht your are consciously aware - rather than unaware-of waht you're spending. Check off those items you must pay for and those things that you have discretion over. this exercise will get you conscious of what you're currently spending and where you could cut back if you chose to.

From The Success Principles (How to Get from Where you are to Where You Want to Be) by Jack Canfield

Thursday, November 12, 2009

Nature Valley Nut Clusters

About a month ago I joined the My Blog Spark

I received a box of Nature Valley items to review. It included 4 full size bags of the new item of Nature Valley nut clusters, a backpack and water bottle.

They have also offered to send a package to one of my readers.

Leave a comment for a chance to win the package.

This is the first time I had tried Nature Valley Nut Clusters. They taste good and are good for you too. They are handy to take as a treat when you are on the run and since they are clusters you can have a few at a time instead of an entire granola bar. They seem easier to eat also, sometimes granola bars can be hard in texture.

There are a variety of flavors, nut lovers, peanut, almond, cashew.

It also seems like a good value for the price. I intend to buy more in the future.

Wednesday, November 11, 2009

Retirement Will be here Before You Know it

I am watching a Dave Ramsey special tonight about military families and saving money.

One of the subjects that came up was not saving for retirement as early as they should have. This applies to all people. Like some said other things (Life) kept happening. I know it is hard when you are young and to put money away that you can't touch for decades. I haven't had retirement savings at my job so I have had an IRA for years. I was about 26 when I started my IRA's At that time, it was strange to think I was saving money and it would be more years until retirement tnan how old I was.

Even if you haven't started saving for retirement yet, it is never too late. Anything you can save is better than nothing. One book I have read about this is "Start Late, Finish Rich" by David Bach.

Along with saving for retirement. Another area that gets dropped often is saving for kid's college expenses. When you find a way to send your kids to college, make sure you teach them about the dangers of credit cards and debt. If they end up owing student debt when they are done, it is hard enough without the burden of credit card debt too.

Monday, November 9, 2009

Hasbro Game deal at Toys R Us

I stopped at the Fargo store this afternoon. Most of the cheaper games were picked over, but they are expecting more shipments throughout the week.

I ended up with Pictureka (reg $24.99) sale $19.99 and scrabble (reg. $15.99) sale $9.99. With the $10 gift card and $6. rebates. Regular total of $40 will end up costing $14.00

This is from another blog I follow:

There is a fantastic deal on Hasbro games at Toys 'R Us this week! When you purchase $25 worth of Hasbro games, you get a $10 gift card. And the game sale prices are great!

You can also submit your purchases for a fabulous rebate from Hasbro. This is seriously double dipping at its best!

Here are some of the preschool games that are on sale along with the rebates that you can get for each one. Note that only the original games are part of the promo deal. That means that specialty versions like Strawberry Shortcake or Disney Princesses are not part of this deal (except Memory).

These games are on sale for $3.99 each. They are eligible for a $2.00 rebate, making them $1.99 each.
Ants in the Pants
Don't Break the Ice
Don't Spill the Beans
Hi Ho! Cherry-O
Memory (all versions!)
Chutes and Ladders
Candy Land

Purchase 7 of the games listed above, and you'll spend $27.93 out-of-pocket.
You'll get back a $10 Toys 'R Us gift card.
You'll get back $14 in Hasbro rebates.
The final cost for 7 games will be $3.93 or $.56 each!
*Note: You must buy 4 different games, not multiples. Games must be purchased at Toys 'R Us.

Below are the other games on the rebate form. The out-of-pocket isn't as low for them, but they might still be great deals if you have older children or adults to buy for.
The Game of Life
Connect 4
Gator Golf
Hungry Hungry Hippos
Giraffalaff Limbo
Scatterpillar Scramble
Topsy Turtle

To see the details of the Toys 'R Us sale, head over HERE. To download the rebate form along with the list of eligible games, head over HERE

Sunday, November 8, 2009

Walmart - $20 Thanksgiving Dinner

Walmart has reduced their prices on many items needed for Thanksgiving dinner. One of the items, Jennie O turkeys are $0.40 per lb.

A turkey dinner for eight as low as $20
According to a survey by the American Farm Bureau Federation, last year’s average cost of a turkey was roughly $1.19 per pound. Beginning today, select Grade A turkeys are available for 40 cents per pound at Walmart.* These gobblers are part of Walmart’s $20 Thanksgiving menu guaranteeing family favorites will be on the dinner table this holiday season. Walmart’s $20 Thanksgiving feast includes:

One 12-pound Grade A turkey*
Three 11 to 15.5-ounce cans Green Giant vegetables
Two 14-ounce cans Ocean Spray cranberry sauce
Three 6-ounce boxes of Stove Top stuffing
One 5-pound bag of red potatoes
One 12-count package of Sara Lee dinner rolls
One 22-ounce pumpkin roll cake

Sometimes it pays to check out the $ stores

Following is a post I found on another blog.

Check out Dollar stores

Another thing to check on at $ stores are helium balloons. Most $ stores have them for $1 or 2 a balloon and they last as long as other stores.

Saturday, November 7, 2009

Why More Money won't Solve Your Money Problem

Following is a post from the blog Pocket Your Dollars More money wont Solve Your money problem

Alot of people think if they make more money their problems will be solved. In most cases the more money people make the more ways they find to spend it.

Thursday, November 5, 2009

Old Navy Scarves $1 on Saturday

Stop by Old Navy on Saturday (11/7), and you'll get their performance fleece scarves for $1 each. There is a limit of 5 scarves per customer. I would recommend going early if you want to have a good selection.

Tuesday, November 3, 2009

Free E Book Thriving in a Tough Economy

Following is a link for a free E book Free E Book Thriving in a Tough Economy

There has been a lot of news about the current economic situations. If you watch how you spend your money it doesn't have to be so bad. Also, if you take steps to simplify your life and watch what you choose to spend your free time doing.