Mummy Treat Jars

If you have been hooked by Pinterest, you know it is much easier to pin things than getting around to trying the ideas.  Tonight I made a mummy from this posting.  I used an empty peanut jar, but you could use any kind of jar or can.  I found the gauze at the dollar store, so I got two jars out of a dollar package.  I had the eyes on hand, so it was an inexpensive and easy project.

Here are some other Halloween ideas I have pinned.

 

Grocery Budget Class

With the current economy, people are looking for ways to make their money go further.  There are small changes you can make in the way you shop to save money instead of clipping coupons. 

I am offering classes on how to save money on groceries without needing to clip coupons.  $10 fee, Thursday, September 27 from 6:00-7:00 pm  or Saturday, October 6, from 11:00 to noon.  The classes will be held at 1100 32^nd Ave S, Moorhead.  Please RSVP to nancy@in-theblack.net or (701) 293-8808.  I also have other upcoming classes planned, let me know what days and times work for you if these dates don’t work for you.  The fee includes a workbook and doorprizes.

                

Topics covered in the class are shopping tips, where to shop, making the most of your grocery budget, using what you already have and more.

 

 

 

Free Kid's Haircuts

JCPenney salons offered free kid haircuts during the month of August.  Nationwide they gave 1.6 million free haircuts.

Starting November 4th they are offering free cuts for kids every Sunday.  It is advised to call ahead to make an appointment.

Also, they are offering free haircuts for breast cancer survivors during October since it is Breast Cancer Awareness month.

Organizing Your Important Documents

Crystal from Money Saving Mom recently profiled a series on organizing your important documents.  It will take some time to organize your documents and information but it will most likely save you time and maybe money in the long run.

 It was a 5 part series. Part1  was an introduction to the series.  Part 2  was on Family and Personal Information. Part 3 was on Finances and Other Accounts.  Part 4

was on Property information. Part 5 was on some final suggestions and tips.

 

As with other organization it is important to find a system that works for you so you will continue with it.  The same goes for budgeting and personal finance

Saving on Fall Wardrobe

With fall on its way it, does your wardrobe need refreshing?  One way to save money of clothes is to shop at resale stores. 

Clothes Mentor at 2551 45^th St S in Fargo has recently expanded their location.  This Friday and Saturday, Sept 14 & 15 they are having a storewide sale of 20% off.  I was recently there and saw a number of items that still had the original store tags on them.  Some items were jackets originally marked $99 and they have them marked at about $20-$30.

Another resale store in the area is MyBest Friend’s Closet at 11 9^th St S, Moorhead.

Both stores have a wide selection of clothes, shoes and accessories.

Layaway Wars

A couple weeks ago I wrote a post about

Holiday layaway programs.  Since then some stores have either lowered layaway fees.  Here is an article with the updated fees and information.

Tips to Retire Rich

There is an article in the latest issue of Kiplinger magazine on how to retire rich.

Some of the ideas in the article are to participate in your company's 401k plan or invest in a Roth IRA, pay off student loans and don't cash out your 401k.

You may not think you can save much but just by starting by saving some you will have more than if you don't start at all.  Start with a small amount if you need to and gradually increase as you can.