I did a presentation on budgeting to a group this afternoon.
The topics included budgeting and other topics including some of the dangers of credit. The difference in pay off time of credit cards when you add just a little to the minimum amount requested by the credit card company.
Saving up for things you want instead of having to have instant gratification. Sometimes when you save up for something, by the time you save the amount in many cases you may have changed your mind.
The dangers of payday loans, 90 days same as cash and rent to own.