Kelloggs $10 Rebate

There is a $10 Kelloggs rebate. If you go to this link and click on save $80

Buy 10 participating products, get a $10 rebate check and a $70 coupon code for Dell by mail. Items must be purchased between 7/6/09 to 9/30/09. Purchase by 9/30/09 and get it in the mail by 10/9/09. You have to send in UPC symbols, form, and the original dated register receipt. All items must be purchased in a single transaction.



Participating products:

any Kellogg's Cereal (10 oz. or larger)
any Keebler or Austin Product (8 oz. or larger)
any Sunshine Product (8 oz. or larger)
any Eggo Product (4 ct. or larger)
any Kellogg's Nutri-Grain Cereal Bar (8 ct. or larger)
any Kellogg's Special K Cereal Bar (8 ct. or larger)
any Kellogg's Pop-Tarts Toaster Pastries (8 ct. or larger)
any Kellogg's Reice Krispies Treats Squares (8 ct. or larger)
any Kellogg's Fruit Flavored Snacks (6 ct. or larger)
any MorningStar Farms Veggie Foods Product (5 oz. or larger)
any 100 Calorie Right Bites (6 ct. or larger)


Most of the time when there is a rebate like this alot of grocery stores have these items on sale and sometimes there are coupons for these items.

Book Review of The Noticer by Andy Andrews

The Noticer by Andy Andrews
I really enjoyed reading The Noticer by Andy Andrews. It is a quick read, I read it in a couple of evenings. It consists of various stories that merge together, so you can read it in stages if you don’t have time to read the whole thing at one time.

It is a story about seeing situations in different perspectives. The story starts with a 23 year old Andy who was down on his luck meeting an older man named Jones. Jones continues to unexpectedly show up various times thoughout the coming years.

Some of the stories are of Jones helping a couple having marriage problems and a young man that is having problems. He convinces an elderly lady that her life is not over just because her husband has passed away and her children have moved away. Just because things have changed there is a reason to keep going. The stories show different ways to look at things. They are common sense things but the book gives ideas of looking at different perspectives. How problems can be easily solved when you look at it a different way.

I have heard about Andy Andrews and read another one of his books. I was excited to read The Noticer really enojoyed reading the book. I recommend it and will continue recommending it to friends of mine. It is one of the many books I plan to reread many times in the future.

CVS deals

With sales and coupons I got about $35 of products for $18 plus I received $7 in Extra care bucks which brings my total down to $11.

Pantene products were on sale for $3.33. In sunday's paper there was a coupon that if you bought a shampoo/conditioner you got a styling product free. So instead of the regular price of almost $5 each I got 2 for $3.33. Head and Shoulders was on sale and you received $2 ECB for each one. Also in the Sunday paper there was a coupon if you buy one you get one free. I also got $4 ECB since I bought two. So instead of $10 regular price. I ended up getting 2 for $1.

This is another example of stocking up on items you use when you find them on sale. And to keep your eyes open for coupons and matching them with sales.

Free Month Subscription to My Total Money Makeover

I was so excited to discover today, thanks to Shelby from Shelby Making Cents that you can get a free one-month subscription to Dave Ramsey's MyTotalMoneyMakeover.com right now. This is a website with massive amounts of helpful financial information including all three hours of the Dave Ramsey show, very active forums, articles, budgeting software, and much more.

To start your free one-month subscription, just click heretotal money makeover to get your coupon.

Should you Buy Extended Warranties

I have heard from different sources the cons of buying extended warranties on automobiles, electronics, etc. Most of the time you pay more for the warranty than you will get out of it. Some salespeople will try to talk you into it by saying it is insurance against things going wrong with the car. But they price them higher than the average cost of repairs to make a profit on it.

I have had the extended coverage on a couple of my cars. In one case the one thing that went wrong wasn't covered by the warranty and the other one what it cost for the repairs was about the same as the price I paid for the warranty.

Stores offer extended warranties on most types of electronics. About a month ago, I bought a battery for a spotlight flashlight and they asked if I wanted the warranty for it. In a lot of cases, with electronics, it pays more to fix it than to buy a new one.

Do you Suffer from Money Delusions

There is an article on MSN about why many people may suffer from money delusions

Most brains get excited by large sums of money. Now when prices have gone up on many things the money doesn't go as far, but our brains don't comprehend that.

Financial Peace University

Financial Peace University is a 13 week program put on by dave ramsey. It is a dvd program that is usually sponsored by area churches. On the website you can enter your zip code to learn more about offerings in your area. It takes you through different aspects of dealing with your finances. You purchase the workbook materials and attend the workshops. Once you purchase the workbook and materials and you can attend it as many times in your lifetime as you want without any futher cost.

I have not attended the Financial Peace University but have heard great things about it.

There are offerings at various churches in the Fargo area.