Monday, December 19, 2011

Having Second Thoughts

Stores are usually busy with return of items after the holidays but this year there has been an increase in the number of pre holiday returns. Some speculations for the pre holiday returns are finding a better price, realizing they don’t have the money and buyer’s remorse.

Some people have purchased items and once they get home or once they start receiving the credit card bills, they decide to return the items. Others have made purchases for themselves when buying for others and then realize they did not need the personal items enough to keep them.

I realize it is important to get your family and friends gifts, but I am sure they do not want you to go into debt to buy the gifts. If your financial situation has changed you need to change your spending habits to match them before you get into considerable debt.

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