Since this is the weekend of the Fargo marathon, I thought I would write about hot training for a marathon is similar to learning about your finances. Learning to manage and save your money can be compared to training for a marathon or other competition. Just as you need to train and take small steps to run a marathon you also need to take small steps and obtain knowledge on how to deal with your finances. If you would go out and try to run a marathon without any training, you probably wouldn’t get very far and would be in pain. The more you train the easier it will be to finish the race. The same is true with your finances, the longer you keep track of how you spend your money and watch your spending the easier it will get.
At first, it will seem like a lot of work but over time it will become a habit just like learning anything else.
A budget tells you where your money goes like your training schedule suggests how much to run each day and maybe what to eat and drink.
So just as you may need a trainer to get you in shape for a race, it may also be helpful to have someone assist you to get your financial life on track.