In an earlier post, I mentioned tracking your expenses to see which you could cut back on. Another reason to do this is to see how you are spending your money. I grew up on a farm and when we went to "town" we got to pick out a candy bar, etc as a treat. It was years after I left home that I realized when I went grocery shopping alot of times I was still automatically buying a candy bar without realizing what I was doing.
Are there habits in your spending pattern that you do not need anymore?