Suze Orman's Action Plan

suze orman was on oprah yesterday. I just caught the end of it, but there is information on oprah's website

Her 5 Step Financial Action Plan is
Step 1 Pay off Credit Card Debt
Step 2 Raise your FICO score
Step 3 Create Spending Action Plan
Step 4 Create Savings Action Plan
Step 5 Create Retirement Account

At the end of the show, Suze asked audience members to try to make a pledge to the following.

For 1 day not to spend any money.

For 1 week not to use a credit card.

For 1 month not to go out to eat at a restaurant.